Charlotte Rasche | EVP and General Counsel |
David Zalman | Senior Chairman and CEO |
Tim Timanus | Chairman |
Asylbek Osmonov | CFO |
Eddie Safady | Vice Chairman |
Kevin Hanigan | President and COO |
Randy Hester | Chief Lending Officer |
Merle Karnes | Chief Credit Officer |
Mays Davenport | Director, Corporate Strategy |
Bob Dowdell | Executive Vice President |
Jennifer Demba | Truist Securities |
Dave Rochester | Compass Point |
Ken Zerbe | Morgan Stanley |
Brady Gailey | KBW |
Peter Winter | Wedbush Securities |
Michael Rose | Raymond James |
Brad Milsaps | Piper Sandler |
Matt Olney | Stephens |
Bill Carcache | Wolf Research |
Jon Arfstrom | RBC Capital |
Good day, and welcome to the Prosperity Bancshares Fourth Quarter 2020 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note that this event is being recorded. I would now like to turn the conference over to Charlotte Rasche.