Michael Braun | President and CEO |
Ron Jordan | Chief Financial Officer |
Erick Fernandez | Chief Accounting Officer |
Doug Ruth | Lennox |
Greg Peters | Raymond James |
Christopher Campbell | KBW |
Samir Khare | Capital Returns |
Good afternoon. And welcome to FedNat Holding Company’s Third Quarter 2018 Financial Results Conference Call. My name is Jubal, and I will be your operator today. Please note that today’s call is being recorded. [Operator Instructions] Statements in this conference call that are not historical facts are forward-looking statements.