Bernard Kilkelly | Investor Relations |
Mike Braun | President, Chief Executive Officer and Director |
Ron Jordan | Chief Financial Officer |
Erick Fernandez | Chief Accounting Officer |
Greg Peters | Raymond James |
Doug Ruth | Lenox Financial Services |
Christopher Campbell | KBW |
Good morning, and welcome to the FedNat Holdings Company's Second Quarter 2019 Financial Results Conference Call. My name is Norma, and I'll be your operator today. Please note that today's call is being recorded. [Operator instructions] Now at this time, I'd like to turn the conference over to Bernard Kilkelly, Investor Relations. Please go ahead, sir.