Bernie Kilkelly | IR |
Mike Braun | CEO |
Ron Jordan | CFO |
Erick Fernandez | Chief Accounting Officer |
Greg Peters | Raymond James |
Christopher Campbell | KBW |
Doug Ruth | Lenox Financial |
Ron Bobman | Capital Returns |
Good morning, and welcome to FedNat Holding Company's Third Quarter 2019 Financial Results Conference Call. My name is Victor, and I'll be your conference operator this morning. [Operator Instructions] Before we begin today's call, I'd like to remind everyone that this conference call is being recorded as well as broadcast live via webcast.
Additionally, today's call will be available via webcast replay later this afternoon and accessible by visiting the Investor Relations section of FedNat's website at www.fednat.com.
Now, I'd like to turn the call over to Bernie Kilkelly for FedNat Investor Relations.