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and at Now some look we'll of annual the quarterly highlights.
see volumes in continue to to continue have strength a to revenue strong mortgage Obviously contributed way in year-over-year despite the We in increase. the punishing meaningful rate the and strength net environment. finance
energy XXXX income settlement related not in we proactively noninterest and legal had in While recurring to reduced positional leverage which $XX million be XXXX. LHI. exposures will
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environment if That's is mortgage of NIM for Outlook reflective X.XX%. forces from our our X.XX% [ph] to deferred finance impacted could rate the level be lower and guidance.
reflected net for slower well overall outlook from a rates of mortgage then and low-single-digit cuts is as continued other rate Our in revenue LHI percent decrease full finance. has three is lower core of which lower year growth
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Keith?
