Shannon Wherry | SVP & Director, Communications |
Larry Helm | Executive Chairman, CEO & President |
Julie Anderson | CFO & Secretary |
John Turpen | Chief Risk Officer |
Brett Rabatin | Hovde Group |
Brady Gailey | KBW |
Bradley Milsaps | Piper Sandler & Co. |
Jennifer Demba | Truist Securities |
William Dezellem | Tieton Capital Management |
Matthew Olney | Stephens Inc. |
Good day, and welcome to the Texas Capital Bancshares Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions]. I would now like to turn the call over to Shannon Wherry, Director of Communications. Please go ahead.
Good afternoon.