Bruce Thomas | executive |
Ashish Masih | executive |
Jonathan Clark | executive |
Mark Hughes | analyst |
John Rowan | analyst |
Mike Grondahl | analyst |
Robert Dodd | analyst |
Good day, everyone, and thank you for standing by. Welcome to the Encore Capital Group's Quarter 3 2023 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.
I would now like to hand the conference over to your first speaker today, Bruce Thomas, VP of Global Industrial Relations. Bruce, please go ahead.