Paul Manley | SVP, IR |
Louis Hoch | Chairman and CEO |
Tom Jewell | SVP and CFO |
Greg Carter | EVP, Payment Acceptance |
Houston Frost | SVP, Prepaid Services |
Stephen Wagner | Integrity Wealth Advisors |
Michael Diana | Maxim Group |
Gary Prestopino | Barrington Research |
Good afternoon, and welcome to the Usio Earnings Conference Call for the Fourth Quarter and Fiscal Ended December 31, 2022. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] All participants on this call are advised that the audio of the conference call is being broadcast live over the internet and is also being recorded for playback purposes. A replay will be available shortly after the end of the call through March 22, 2023.