James Abbott | Director-Investor Relations |
Harris Simmons | Chairman and Chief Executive Officer |
Paul Burdiss | Chief Financial Officer |
Scott McLean | President and Chief Operating Officer |
Michael Morris | Chief Credit Officer |
Dave Rochester | Deutsche Bank |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore |
Ken Usdin | Jefferies |
Brad Milsaps | Sandler O’Neill |
Geoffrey Elliott | Autonomous |
Matthew Keating | Barclays |
Brock Vandervliet | UBS |
Good day, ladies and gentlemen, and thank you for your patience.
You joined Zions Bancorporation's First Quarter 2018 Earnings Results Conference Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this conference may be recorded.