James Abbott | Director of Investor Relations |
Harris Simmons | Chairman and Chief Executive Officer |
Ed Schreiber | Chief Risk Officer |
Keith Maio | Chief Banking Officer |
Paul Burdiss | Chief Financial Officer |
Scott McLean | President and Chief Operating Officer |
Michael Morris | Chief Credit Officer |
Dave Rochester | Compass Point |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore ISI |
Jennifer Demba | SunTrust |
Peter Winter | Wedbush Securities |
Brock Vandervliet | UBS |
Steven Alexopoulos | J.P. Morgan |
Gary Tenner | D.A. Davidson |
Brian Foran | Autonomous |
Ken Usdin | Jefferies |
Erika Najarian | Bank of America |
Ladies and gentlemen, thank you for standing by and welcome to Zions Bancorporation’s Second Quarter 2020 Earnings Results webcast. At this time all participants are in a listen-only mode. After the speaker presentation there will be a question-and-answer session. [Operator Instructions] Please be advised that today's [conference is] recorded. [Operator Instructions] I would now like to hand the conference over to your host Director of Investor Relations, James Abbott.