James Abbott | SVP, IR and Exterior Communications |
Harris Simmons | Chairman and CEO |
Scott McLean | President and COO |
Paul Burdiss | CFO |
Keith Maio | Chief Risk Officer |
Michael Morris | Chief Credit Officer |
Christ McGratty | KBW |
Ebrahim Poonawala | Bank of America |
Ken Usdin | Jefferies |
Jennifer Denba | Truist Securities |
John Pancari | Evercore ISI |
Peter Winter | Wedbush Securities |
Brad Milsaps | Piper Sandler |
Gary Tenner | D.A. Davidson |
Steve Moss | B Riley Securities |
Greetings. Welcome to the Zions Bancorporation Q1 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator instructions] Please note, this conference is being recorded.