John A. Hall | MetLife, Inc. |
Steven A. Kandarian | MetLife, Inc. |
John C. R. Hele | MetLife, Inc. |
Steven J. Goulart | MetLife, Inc. |
Sachin N. Shah | Metlife Insurance KK |
Michel A. Khalaf | MetLife, Inc. |
Sean Dargan | Wells Fargo Securities LLC |
Thomas Gallagher | Evercore Group LLC |
Jamminder Singh Bhullar | JPMorgan Securities LLC |
Ryan Krueger | Keefe, Bruyette & Woods, Inc. |
Suneet Kamath | Citigroup Global Markets, Inc. (Broker) |
Erik Bass | Autonomous Research |
Jay Gelb | Barclays Capital, Inc. |
Alex Scott | Goldman Sachs & Co. LLC |
Larry Greenberg | Janney Montgomery Scott LLC |
Humphrey Hung Fai Lee | Dowling & Partners Securities LLC |
Josh D. Shanker | Deutsche Bank Securities, Inc. |
Welcome to the MetLife Fourth Quarter 2017 Earnings Release Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session, instructions will be given at that time.
As a reminder, this conference is being recorded.
Before we get started, I would like to read the following statement on behalf of MetLife.