Steven Albert Kandarian | MetLife, Inc. |
John McCallion | MetLife, Inc. |
Martin J. Lippert | MetLife, Inc. |
Michel A. Khalaf | MetLife, Inc. |
John A. Hall | MetLife, Inc. |
Jamminder Singh Bhullar | JPMorgan Securities LLC |
Ryan Krueger | Keefe, Bruyette & Woods, Inc. |
Sean Dargan | Wells Fargo Securities LLC |
Thomas Gallagher | Evercore Group LLC |
Andrew Kligerman | Credit Suisse Securities (NYSE:USA) LLC |
Erik Bass | Autonomous Research |
John M. Nadel | UBS |
Suneet Kamath | Citigroup Global Markets, Inc. |
Joshua D. Shanker | Deutsche Bank Securities, Inc. |
Alex Scott | Goldman Sachs & Co. LLC |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife first quarter 2018 earnings release conference call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session. Instructions will be given at that time.