John A. Hall | MetLife, Inc. |
Steven A. Kandarian | MetLife, Inc. |
John McCallion | MetLife, Inc. |
Michel A. Khalaf | MetLife, Inc. |
Steven J. Goulart | MetLife, Inc. |
Oscar Schmidt | MetLife, Inc. |
Kishore Ponnavolu | MetLife, Inc. |
Ryan Krueger | Keefe, Bruyette & Woods, Inc. |
Thomas Gallagher | Evercore ISI |
Jamminder Singh Bhullar | JPMorgan Securities LLC |
Andrew Kligerman | Credit Suisse Securities (NYSE:USA) LLC |
Suneet Kamath | Citigroup Global Markets, Inc. |
John Nadel | UBS Securities LLC |
Alex Scott | Goldman Sachs & Co. LLC |
Humphrey Hung Fai Lee | Dowling & Partners Securities LLC |
Joshua Shanker | Deutsche Bank Securities, Inc. |
Randy Binner | B. Riley FBR, Inc. |
John Bakewell Barnidge | Sandler O'Neill & Partners LP |
Welcome to the MetLife's Third Quarter 2018 Earnings Release Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Instructions will be given at that time.
As a reminder, this conference is being recorded.