John Hall | Global Head, IR |
Michel Khalaf | President and CEO |
John McCallion | CFO |
Kishore Ponnavolu | President, Asia Region |
Ramy Tadros | President, U.S. Business |
Steve Goulart | EVP and CIO |
Erik Bass | Autonomous Research |
Elyse Greenspan | Wells Fargo |
Andrew Kligerman | Crédit Suisse |
Tom Gallagher | Evercore |
Suneet Kamath | Citi |
Mike Ward | UBS |
Ryan Krueger | KBW |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife First Quarter 2021 Earnings Release Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Instructions will be given at that time.