John Hall | Global Head, Investor Relations |
Michel Khalaf | President and CEO |
John McCallion | Chief Financial Officer |
Ramy Tadros | Executive Vice President and President, U.S. Business |
Eric Clurfain | Regional President, Latin America |
Kishore Ponnavolu | President, Asia |
Steve Goulart | Executive Vice President and CIO |
Ryan Krueger | KBW |
Jimmy Bhullar | JPMorgan |
Elyse Greenspan | Wells Fargo |
Erik Bass | Autonomous |
Tom Gallagher | Evercore |
Suneet Kamath | Jefferies |
Alex Scott | Goldman Sachs |
Tracy Benguigui | Barclays |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife First Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Instructions will be given at that time.