John McCallion | EVP & CFO |
Michel Khalaf | CEO, President & Director |
Steven Goulart | EVP & CIO |
Ramy Tadros | President, U.S. Business |
John Hall | SVP & Head, IR |
Eric Clurfain | Regional President, Latin America |
Ryan Krueger | KBW |
Thomas Gallagher | Evercore ISI |
Jamminder Bhullar | JPMorgan Chase & Co. |
Elyse Greenspan | Wells Fargo Securities |
Suneet Kamath | Jefferies |
Alexander Scott | Goldman Sachs Group |
Andrew Kligerman | Crédit Suisse |
John Barnidge | Piper Sandler & Co. |
Erik Bass | Autonomous Research |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Second Quarter 2022 Earnings Release Conference Call. (Operator Instructions) As a reminder, this conference is being recorded.
Before we get started, I refer you to the cautionary note about forward-looking statements in yesterday's earnings release and to the risk factors discussed in MetLife's SEC filings. With that, I will now turn the call over to John Hall, Global Head of Investor Relations.