John Hall | Head of Investor Relations |
Michel Khalaf | President & Chief Executive Officer |
John McCallion | Executive Vice President & Chief Financial Officer |
Steven Goulart | Executive Vice President & Chief Investment Officer |
Ramy Tadros | President, U.S. Business |
Eric Clurfain | Regional President, Latin America |
Jimmy Bhullar | JPMorgan |
Ryan Krueger | KBW |
Tom Gallagher | Evercore ISI |
Erik Bass | Autonomous Research |
Alex Scott | Goldman Sachs |
Suneet Kamath | Jefferies |
Elyse Greenspan | Wells Fargo |
Wilma Burtis | Raymond James |
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Third Quarter 2022 Earnings Release Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.
Before we get started, I refer you to the cautionary note about forward-looking statements in yesterday's earnings release and to risk factors discussed in MetLife's SEC filings. With that, I will now turn the call over to John Hall, Global Head of Investor Relations.