Viktoriia Nakhla | AdvisIRy Partners |
Robert Minicucci | Non-Executive Chairman |
Melisa Miller | President, CEO & Director |
Charles Horn | EVP & Vice Chairman |
Timothy King | EVP & CFO |
Sanjay Sakhrani | KBW |
Darrin Peller | Wolfe Research |
Robert Napoli | William Blair & Company |
Andrew Jeffrey | SunTrust Robinson Humphrey |
Jason Deleeuw | Piper Jaffray Companies |
William Nance | Goldman Sachs Group |
David Scharf | JMP Securities |
Daniel Perlin | RBC Capital Markets |
Georgios Mihalos | Cowen and Company |
James Friedman | Susquehanna Financial Group |
Ashish Sabadra | Deutsche Bank |
Vincent Caintic | Stephens Inc. |
Surinder Thind | Jefferies |
Good morning, and welcome to Alliance Data's Second Quarter 2019 Earnings Conference Call. [Operator Instructions]. In order to view the company's presentation on the website, please remember to turn off the pop-up blocker on your computer.
It is now my pleasure to introduce your host, Ms. Vicky Nakhla of AdvisIRy Partners.