David Gonci | Investor Relations |
Richard Marotta | Chief Executive Officer |
Jamie Moses | Chief Financial Officer |
Sean Gray | President |
Georgia Melas | Chief Credit Officer |
George Bacigalupo | Executive Vice President, Commercial Banking |
Greg Lindenmuth | Chief Risk Officer |
Malia Lazu | Chief Experience and Culture Officer |
Mark Fitzgibbon | Piper Sandler |
Laurie Hunsicker | Compass Point |
Dave Bishop | D.A. Davidson |
Collyn Gilbert | KBW |
Good day and welcome to the Berkshire Hills Bancorp, Inc First Quarter 2020 Earnings Release Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Mr. David Gonci, Capital Markets Director. Please go ahead.