Kevin Conn | IR, Corporate Development Officer |
Nitin Mhatre | President and CEO |
Sean Gray | COO |
Brett Brbovic | Chief Accounting Officer and Interim CFO |
Greg Lindenmuth | CRO |
Stephen Finocchio | Treasurer |
Billy Young | RBC |
Mark Fitzgibbon | Piper Sandler |
David Bishop | Hovde Group |
Laurie Hunsicker | Compass Point |
Chris O'Connell | KBW |
Good morning or good afternoon all and welcome to the Berkshire Hills Bancorp Fourth Quarter 2022 Earnings Conference Call. My name is Adam, and I'll be your operator for today. [Operator Instructions]
I will now hand the floor over to Kevin Conn to begin.
So Kevin, please go ahead, when you are ready.