David Ritchie | President and Chief Executive Officer |
Mitch Derenzo | EVP and Chief Financial Officer |
Tim O'Brien | Sandler O'Neill |
Welcome to the second quarter 2018 earnings conference call. My name is Jackie and I will your operator for today's call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions].