John Egan | VP, IR |
Daniel Houston | Chairman, CEO & President |
Deanna Strable | EVP & CFO |
Luis Valdés | President & CEO, Principal International, Inc. |
Nora Everett | President, Retirement & Income Solutions |
Timothy Dunbar | President, Global Asset Management Business |
John Barnidge | Sandler O'Neill + Partners |
Humphrey Lee | Dowling & Partners Securities |
Thomas Gallagher | Evercore ISI |
Ryan Krueger | KBW |
Andrew Kligerman | Crédit Suisse |
Good morning, and welcome to the Principal Financial Group Third Quarter 2018 Financial Results Conference Call. [Operator Instructions]. I would now like to turn the conference call over to John Egan, Vice President of Investor Relations.
Thank you, and good morning. Welcome to Principal Financial Group's third quarter conference call.