John Egan | VP, IR |
Daniel Houston | Chairman, CEO & President |
Deanna Strable | EVP & CFO |
Luis Valdés | President & CEO, Principal International, Inc. |
Timothy Dunbar | President, Principal Global Asset Management Business |
Amy Friedrich | President, United States Insurance Solutions |
Renee Schaaf | President, Retirement & Income Solutions (RIS) |
Ryan Krueger | KBW |
Thomas Gallagher | Evercore ISI |
Jamminder Bhullar | JPMorgan Chase & Co. |
Humphrey Lee | Dowling & Partners Securities |
Suneet Kamath | Citigroup |
Erik Bass | Autonomous Research |
Joshua Shanker | Deutsche Bank |
Taylor Scott | Goldman Sachs Group |
Good morning, and welcome to the Principal Financial Group Third Quarter 2019 Financial Results Conference Call. [Operator Instructions].
I would now like to turn the conference over to John Egan, Vice President of Investor Relations.
Thank you, and good morning. Welcome to Principal Financial Group's third quarter conference call.