Frank O’Neil | IR |
Stan Starnes | Chairman and CEO |
Ned Rand | COO and CFO |
Howard Friedman | President, Healthcare Professional Liability |
Mike Boguski | President, Workers' Compensation Operations |
Matt Carletti | JMP Securities |
Greg Peters | Raymond James |
Arash Soleimani | KBW |
Amit Kumar | The Buckingham Research Group |
Bob Farnam | Boenning & Scattergood |
Mark Hughes | SunTrust |
Good morning, everyone. Welcome to ProAssurance's conference call to discuss the company's second quarter 2018 results. These results were reported in a news release issued on August 7, 2018, and in the company's quarterly report on Form 10-Q, which was also filed on August 7. These documents are intended to provide you with important information about the significant risks, uncertainties and other factors that are out of the company's control and could affect ProAssurance's business and alter expected results.
We also caution you that management expects to make statements on this call dealing with projections, estimates and expectations, and explicitly identifies these as forward-looking statements within the meaning of the U.S.