Ken McEwen | Manager, IR |
Dana Hendricks | EVP, Treasurer & CFO |
Michael Boguski | President, Specialty Property & Casualty |
Kevin Shook | President, Workers Compensation Insurance, Eastern Alliance Insurance Group |
Edward Rand | CEO, President & Director |
Charles Peters | Raymond James & Associates |
Paul Newsome | Piper Sandler & Co. |
Mark Hughes | Truist Securities |
Gary Ransom | Dowling & Partners Securities |
Good morning, everyone. Welcome to today's ProAssurance conference call to discuss the company's fourth quarter and end 2021 results. These results were reported in the news and released on news release issued on February 21, 2022, and in the company's annual report on the Form 10-K, which has been filed this morning, February 22, 2022. Included in those documents were cautionary statements about the significant risks, uncertainties, and other factors that are out of the company's control and could affect ProAssurance's businesses and alter expected results. Please review those statements.