Bob McLaughlin | Head, Investor Relations |
Charlie Lowrey | Chairman & Chief Executive Officer |
Rob Falzon | Vice Chairman |
Ken Tanji | Chief Financial Officer |
Andy Sullivan | Head of US Businesses |
Scott Sleyster | Head of International Businesses |
Tom Gallagher | Evercore ISI |
Tracy Benguigui | Barclays |
Ryan Krueger | KBW |
Suneet Kamath | Jefferies |
John Barnidge | Piper Sandler |
Elyse Greenspan | Wells Fargo |
Erik Bass | Autonomous Research |
Wilma Burdis | Raymond James |
Alex Scott | Goldman Sachs |
Mike Ward | Citi |
Tracy Benguigui | Barclays |
Ladies and gentlemen, thank you for standing by, and welcome to Prudential's quarterly earnings conference call. At this time, all participants have been placed in a listen-only mode. Later, we will conduct a question-and-answer session. Instructions will be given at that time. [Operator Instructions] As a reminder, today's call is being recorded.