Michael Miebach | Chief Executive Officer |
Warren Kneeshaw | Head of Investor Relations |
Sachin Mehra | Chief Financial Officer |
Lisa Ellis | Moffettnathanson |
Donald Fandetti | Wells Fargo |
Bryan Keane | Deutsche Bank |
George Mihalos | Cowen |
Tien Tsin Huang | JPMorgan |
Darrin Peller | Wolfe Research |
David Togut | Evercore ISI |
Harshita Rawat | Bernstein |
Dan Dolev | Mizuho |
Bob Napoli | William Blair |
Jason Kupferberg | Bank of America |
Sanjay Sakhrani | KBW |
Good day and thank you for standing by. Welcome to the MasterCard Third Quarter 2021 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.