Michael Miebach | Chief Executive Officer |
Sachin Mehra | Chief Financial Officer |
Warren Kneeshaw | Head of Investor Relations |
Sanjay Sakhrani | KBW |
Lisa Ellis | MoffettNathanson |
Darrin Peller | Wolfe Research |
Harshita Rawat | Bernstein |
Tien-Tsin Huang | JP Morgan |
Ashwin Shirvaikar | Citi |
Rayna Kumar | UBS |
Jason Kupferberg | Bank of America |
Tim Chiodo | Credit Suisse |
Andrew Jeffrey | Truist Securities |
Bryan Keane | Deutsche Bank |
Ramsey El-Assal | Barclays |
Bob Napoli | William Blair |
Jamie Friedman | Susquehanna Financial |
Good morning. My name is Audra and I will be your conference Operator today.
At this time, I’d like to welcome everyone to the Mastercard Incorporated Q3 2022 earnings conference call. Today’s conference is being recorded. All lines have been placed on mute to prevent any background noise.