Warren Kneeshaw | Head, IR |
Michael Miebach | CEO |
Sachin Mehra | CFO |
Harshita Rawat | Bernstein |
Darrin Peller | Wolfe Research |
Lisa Ellis | SVB MoffettNathanson |
Tien-Tsin Huang | JPMorgan |
Sanjay Sakhrani | KBW |
Jason Kupferberg | Bank of America |
Will Nance | Goldman Sachs |
David Togut | Evercore ISI |
Ashwin Shirvaikar | Citi |
Ken Suchoski | Autonomous Research |
Dave Koning | Baird |
Good morning. My name is Audra, and I will be your conference operator today. At this time, I would like to welcome everyone to the Mastercard Inc. Q4 and Full Year 2022 Conference Call. All lines have been placed on mute to prevent any background noise.