Devin Corr | EVP, IR |
Michael Miebach | CEO, President & Director |
Sachin Mehra | CFO |
Tien-Tsin Huang | JPMorgan Chase & Co. |
Harshita Rawat | Sanford C. Bernstein & Co. |
Sanjay Sakhrani | KBW |
Rayna Kumar | UBS |
Timothy Chiodo | Crédit Suisse |
Ashwin Shirvaikar | Citigroup |
Bryan Keane | Deutsche Bank |
David Togut | Evercore ISI |
Daniel Perlin | RBC Capital Markets |
Lisa Ellis | MoffettNathanson |
Dan Dolev | Mizuho Securities |
Darrin Peller | Wolfe Research |
Robert Napoli | William Blair & Company |
Good morning. My name is Audra, and I will be your conference operator today. At this time, I would like to welcome everyone to the Mastercard Inc. Q2 2023 Earnings Conference Call. [Operator Instructions].