Devin Corr | executive |
Michael Miebach | executive |
Sachin Mehra | executive |
Sanjay Sakhrani | analyst |
Tien-Tsin Huang | analyst |
Harshita Rawat | analyst |
Craig Maurer | analyst |
William Nance | analyst |
David Togut | analyst |
Bryan Keane | analyst |
Timothy Chiodo | analyst |
Dan Dolev | analyst |
Darrin Peller | analyst |
Ashwin Shirvaikar | analyst |
Jeffrey Cantwell | analyst |
Ramsey El-Assal | analyst |
Robert Napoli | analyst |
Jason Kupferberg | analyst |
Good morning. My name is Audra, and I will be your conference operator today. At this time, I would like to welcome everyone to the Mastercard Incorporated Q3 2023 Earnings Conference Call. [Operator Instructions] Mr. Devin Corr, Head of Investor Relations, you may begin your conference.