Chris Rigg | Vice President, Investor Relations |
Gail Boudreaux | President & Chief Executive Officer |
John Gallina | Chief Financial Officer |
Pete Haytaian | President of Commercial & Specialty Business Division |
Felicia Norwood | President of Government Business Division |
Ralph Giacobbe | Citi |
Justin Lake | Wolf Research |
A.J. Rice | Credit Suisse |
Steve Tanal | Goldman Sachs |
Stephen Valiquette | Barclays |
Gary Taylor | JPMorgan. |
Ricky Goldwasser | Morgan Stanley |
Peter Costa | Wells Fargo |
Kevin Fischbeck | Bank of America Merrill Lynch |
Josh Raskin | Nephron |
Sarah James | Piper Sandler |
Lance Wilkes | Bernstein |
Matthew Borsch | BMO Capital Markets |
Dave Windley | Jefferies |
Charles Rhyee | Cowen |
Frank Morgan | RBC Capital Markets |
Whit Mayo | UBS |
George Hill | Deutsche Bank |
Scott Fidel | Stephens |
Steve Willoughby | Cleveland Research |
Ladies and gentlemen, thank you for standing by. Welcome to the Anthem Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] As a reminder, this conference is being recorded.