Chris Rigg | Vice President, Investor Relations |
Gail Boudreaux | President and Chief Executive Officer |
John Gallina | Chief Financial Officer |
Felicia Norwood | President of Government Business Division |
Pete Haytaian | President of Commercial and Specialty Business Division |
Stephen Valiquette | Barclays |
A.J. Rice | Credit Suisse |
Justin Lake | Wolfe Research |
Ricky Goldwasser | Morgan Stanley |
Stephen Tanal | SVB Leerink |
Ralph Giacobbe | Citi |
Sara James | Piper Sandler |
Kevin Fischbeck | Bank of America |
Joshua Raskin | Nephron Research |
Lance Wilkes | Bernstein |
Frank Morgan | RBC Capital |
Robert Jones | Goldman Sachs |
George Hill | Deutsche Bank |
Whit Mayo | UBS |
Dave Styblo | Jefferies |
Steve Willoughby | Cleveland Research |
Gary Taylor | JPMorgan |
Scott Fidel | Stephens Inc. |
Ladies and gentlemen, thank you for standing by, and welcome to Anthem’s Third Quarter Earnings Conference Call. At this time all participants are in a listen-only mode. Later we will conduct a question and answer session where participants are encouraged to present a single question. [Operator Instructions] As a reminder, today’s conference is being recorded. I would now like to turn the conference over to the company's management.