Steve Tanal | Vice President of Investor Relations |
Gail Boudreaux | President & Chief Executive Officer |
John Gallina | Chief Financial Officer |
Peter Haytaian | President of Diversified Business Group & IngenioRx |
Felicia Norwood | President of Government Business Division |
Morgan Kendrick | President of Commercial business |
Steven Valiquette | Barclays |
Justin Lake | Wolfe Research |
Nathan Rich | Goldman Sachs |
A.J. Rice | Credit Suisse |
Stephen Baxter | Wells Fargo |
Lisa Gill | JPMorgan |
Rob Cottrell | Cleveland |
Lance Wilkes | Bernstein |
Gary Taylor | Cowen |
Matt Borsch | BMO Capital Markets |
Ricky Goldwasser | Morgan Stanley |
Kevin Fischbeck | Bank of America |
Dave Windley | Jefferies |
Scott Fidel | Stephens |
George Hill | Deutsche Bank |
Josh Raskin | Nephron Research |
Ben Hendrix | RBC Capital Markets |
Whit Mayo | SVB Leerink |
Ladies and gentlemen, thank you for standing by, and welcome to Anthem's Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session where participants are encouraged to present a single question. [Operator Instructions] These instructions will be repeated prior to the question-and-answer portion of this call.
As a reminder, today’s conference is being recorded.