Steve Tanal | Vice President, Investor Relations |
Gail Boudreaux | President and Chief Executive Officer |
John Gallina | Chief Financial Officer |
Peter Haytaian | President, Carillon |
Morgan Kendrick | President, Commercial & Specialty Business Division |
Felicia Norwood | President, Government Business division |
A.J. Rice | Credit Suisse |
Justin Lake | Wolfe Research |
Lance Wilkes | Bernstein |
Cal Sternick | JPMorgan |
Matt Borsch | BMO |
Nathan Rich | Goldman Sachs |
Gary Taylor | Cowen |
Scott Fidel | Stephens |
Steven Valiquette | Barclays |
David Windley | Jefferies |
Ricky Goldwasser | Morgan Stanley |
Robert Cottrell | Cleveland Research |
Stephen Baxter | Wells Fargo |
Whit Mayo | SVB Leerink |
Adam Ron | Bank of America |
Ben Hendrix | RBC Capital Markets |
Josh Raskin | Nephron Research |
Ladies and gentlemen, thank you for standing by, and welcome to Anthem's Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session where participants are encouraged to present a single question. [Operator Instructions] As a reminder, today's conference is being recorded. I would now like to turn the conference over to the company's management.