Steve Tanal | Vice President-Investor Relations |
Gail Boudreaux | President and Chief Executive Officer |
John Gallina | Chief Financial Officer |
Morgan Kendrick | President-Commercial and Specialty Business Division |
Peter Haytaian | President-Carelon |
Felicia Norwood | President-Government Business Division |
A.J. Rice | Credit Suisse |
Lance Wilkes | Bernstein |
Scott Fidel | Stephens |
Nathan Rich | Goldman Sachs |
Steven Valiquette | Barclays |
Rob Cottrell | Cleveland Research |
Lisa Gill | JPMorgan |
Kevin Fischbeck | Bank of America |
Gary Taylor | Cowen |
Whit Mayo | SVB Securities |
Dave Windley | Jefferies |
Ladies and gentlemen, thank you for standing by, and welcome to the Elevance Health Third Quarter Earnings Conference Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session, where participants are encouraged to present a single question. [Operator instructions] As a reminder, today's conference is being recorded. I would now like to turn the conference over to the company's management.