Doug Bowers | President and CEO |
John Bogler | CFO |
Jackie Bohlen | KBW |
Matthew Clark | Piper Jaffray |
Gary Tenner | DA Davidson |
Steve Moss | B. Riley FBR |
Andrew Liesch | Sandler O'Neill |
Tim Coffey | FIG Partners |
Timur Braziler | Wells Fargo |
Hello, and welcome to Banc of California's Third Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator instructions] Today's conference call is being recorded. And a copy of the recording will be available later today on the Company's Investor Relations website.