Jared Wolff | President, CEO & Director |
Lynn Hopkins | CFO & EVP |
Matthew Clark | Piper Sandler & Co. |
Timur Braziler | Wells Fargo Securities |
Luke Wooten | KBW |
Gary Tenner | D.A. Davidson & Co. |
Stephen Moss | B. Riley FBR, Inc. |
Hello, and welcome to Banc of California's fourth quarter earnings conference call. [Operator Instructions]. Today's call is being recorded, and a copy of the recording will be available later today on the company's Investor Relations website. Today's presentation will also include non-GAAP measures. The reconciliation for these and the additional required information is available in the earnings press release.