Jared Wolff | President, Chief Executive Officer |
Lynn Hopkins | Chief Financial Officer |
Timur Braziler | Wells Fargo |
David Feaster | Raymond James |
Gary Tenner | D.A. Davidson |
Kelly Motta | KBW |
Hello and welcome to backup California's Third Quarter Earnings Conference Call. [Operator Instructions] After today's presentation, there will be an opportunity. [Operator Instructions] Today's call is being recorded and a copy of the recording will be available later today on the company's Investor Relations website. Today's presentation will also include non-GAAP measures. The reconciliation for these and additional required information is available in the earnings press release, which is available on the company's Investor Relations website.