David Lowenstein | Assistant VP, IR |
Bill Nash | President and CEO |
Enrique Mayor-Mora | EVP and CFO |
Jon Daniels | SVP, CarMax Auto Finance |
Sharon Zackfia | William Blair |
Rick Nelson | Stephens |
Craig Kennison | Baird |
Aileen Smith | Bank of America Merrill Lynch |
Rajat Gupta | JP Morgan |
Brian Nagel | Oppenheimer |
Seth Basham | Wedbush Securities |
Michael Montani | Evercore |
Adam Jonas | Morgan Stanley |
Chris Bottiglieri | BNP Paribas |
David Bellinger | Wolfe Research |
David Whiston | Morningstar |
Ladies and gentlemen, thank you for standing by. Welcome to the Third Quarter Fiscal Year 2022 CarMax Earnings Release Conference Call. At this time all participants are in listen-only mode. After the speakers’ presentation there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.