Garrett Edson | Senior Vice President, ICR |
Bobby Garcia | President and Chief Executive Officer |
Juan Jose Roman | Executive Vice President and Chief Financial Officer |
Madeline Hernandez | Chief Operating Officer and President of Managed Care |
Peter Costa | Wells Fargo Advisors |
Greetings. Welcome to the Triple-S Management Fourth Quarter and Full Year 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference call is being recorded.