Garrett Edson | Senior Vice President of ICR |
Bobby Garcia | President and Chief Executive Officer |
Juan Jose Roman | Executive Vice President and Chief Financial Officer |
Madeline Hernandez | Chief Operating Officer and President of Managed Care |
Peter Costa | Wells Fargo |
Greetings and Welcome to Triple-S Management fourth-quarter 2019 conference call. [Operator instructions] Please note this conference is being recorded.
I will now turn the conference over to your host, Garrett Edson, Senior Vice President of ICR. Please proceed sir.
Thank you, and good morning.