Adriano Duarte | Head of Investor Relations |
Tony Labozzetta | President & Chief Executive Officer |
Tom Lyons | Senior Executive Vice President & Chief Financial Officer |
Mark Fitzgibbon | Piper Sandler |
Billy Young | RBC Capital Markets |
Manuel Navas | D. A. Davidson |
Good morning. Thank you for attending today's Provident Financial Services Inc.
First Quarter Earnings Conference Call. My name is Frances, and I'll be your moderator today. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end.