Julie Trudell | Senior Vice President of Investor Relations |
Joseph Zubretsky | President and Chief Executive Officer |
Thomas Tran | Chief Financial Officer |
Matthew Borsch | BMO Capital Markets |
Ricky Goldwasser | Morgan Stanley |
Robert Jones | Goldman Sachs |
Charles Rhyee | Cowen & Company |
Gary Taylor | JPMorgan |
Justin Lake | Wolfe Research |
Scott Fidel | Stephens |
David Windley | Jefferies |
Kevin Fischbeck | Bank of America |
Joshua Raskin | Nephron Research |
George Hill | Deutsche Bank |
Good morning, and welcome to the Molina Healthcare Fourth Quarter 2020 Earnings Conference Call. Please note, this event is being recorded. I would like to turn the conference over to Ms. Julie Trudell, Senior Vice President of Investor Relations at Molina Healthcare. Please go ahead.