Adam Auvil | Investor Relations |
Ed Bonach | Chief Executive Officer |
Gary Bhojwani | President and Chief Executive Officer Successor |
Erik Helding | Chief Financial Officer |
Randy Binner | FBR |
Erik Bass | Autonomous Research |
Sean Dargan | Wells Fargo |
Humphrey Lee | Dowling & Partners |
Thomas Gallagher | Evercore ISI |
Good morning. My name is Migum, and I will be your conference operator today. At this time, I would like to welcome everyone to the CNO Financial Group’s Third Quarter 2017 Earnings Results Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer period.