Adam Auvil | VP, IR |
Gary Bhojwani | CEO |
Erik Helding | CFO |
Eric Johnson | CIO and President, 40|86 Advisors, Inc. |
Randy Binner | B. Riley |
Erik Bass | Autonomous Research |
Ryan Krueger | KBW |
Humphrey Lee | Dowling and Partners |
Sean Dargan | Wells Fargo Securities |
Alex Scott | Goldman Sachs |
Tom Gallagher | Evercore |
Dan Bergman | Citi |
Good morning. My name is Sara and I will be your conference operator today. At this time, I would like to welcome everyone to the CNO Financial Group First Quarter 2018 Earnings Results Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.