Jennifer Childe | VP, IR |
Gary Bhojwani | CEO |
Paul McDonough | CFO |
Colin Johnson | B. Riley Securities |
Hung-Fai Lee | Dowling and Partners |
Erik Bass | Autonomous Research |
John Barnidge | Piper Sandler |
Ryan Krueger | KBW |
Good day and thank you for standing by. Welcome to the CNO Financial Group Second Quarter 2021 Earnings Call. All participants are in a listen-only mode. After the speakers presentation, there will be a question-and-answer session. [Operator Instructions] I will now hand the conference over to Jennifer Childe, Vice President of Investor Relations.