Brad Elliott | Chairman & Chief Executive Officer |
Greg Kossover | Executive Vice President and Chief Financial Officer |
Jacob Willis | Investor Relations Officer |
Terry McEvoy | Stephens |
Michael Perito | KBW |
Andrew Liesch | Sandler O'Neill |
Good day, ladies and gentlemen, and welcome to the Q4 2018 Equity Bancshares Inc., Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, today's conference is being recorded. I would now like to introduce your host for this conference call, Mr.