Chris Navratil | SVP, Finance |
Brad Elliott | Founder, Chairman & CEO |
Eric Newell | EVP & CFO |
Gregory Kossover | EVP, COO & Director |
John Creech | EVP & Chief Credit Officer |
Jeffrey Rulis | D.A. Davidson & Co. |
Terence McEvoy | Stephens |
Damon DelMonte | KBW |
Andrew Liesch | Piper Sandler & Co. |
Welcome to the Third Quarter 2022 Equity Bancshares Earnings Conference Call. [Operator Instructions]. Please be advised that today's conference is being recorded. I would now like to hand the conference over to Chris Navratil with Equity Bancshares. Please go ahead.